• THE PREAPPROVAL TEAM AT NEXA LENDING

• APPLY NOW
• FAQ
• CALL 954-787-1700

STEP 1:   GET IN TOUCH

Before you start looking for a home or shopping for your new investment property, get in touch with us here at The PreApproval Team at NEXA Lending. With just a few questions, applying for the loan that brings you closer to your property ownership goals has never been easier.IT'S EASY TO REACH US
We're available by phone, text, Zoom, email and in-person. You can call anytime or schedule a call with us. Let us know the best time for a meeting or fill out a short form here on this page and we'll call you back.Your first step to home ownership begins with a conversation with Val Lynn Booth NMLS #2702533, your licensed loan originator, mortgage professional and Team Leader at The Preapproval Team. Call Val at 954-787-1700.

STEP 2:   LET'S TALK

Our first conversation helps us understand your home ownership dreams, investment goals and financial picture. You don't need to have a specific home in mind to get a preapproval - yet having the PreApproval makes home shopping less stressful and puts you in a better position to make an offer on the home you love when you find it.So, we'll want to know what you're trying to accomplish:

MY CREDIT SCORE
Knowing your credit score is very important. We will ask for an estimate of your credit score during our first conversation and before we pull your credit report.Did you know you have the right to request one free copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion)? Click here and I'll show you how to make that request.

STEP 3:   SEND US DOCUMENTS

After speaking with you, we will set up your account where you can provide necessary details to continue with a mortgage application. We can walk you through this or you can do it on you own whenever you want.

SUPPORTING DOCUMENTATION

Now that the Mortgage Application is almost complete, we will request suporting documentation.The documents we request differ depending on your ownership goals and financial picture. We may ask you to upload your W2s, Tax Returns and personal bank statements along with a government-issued photo ID. Or, we may only need your business bank account statements.This is why our first conversation is so important: we really won't know what to ask for unless we know what you're trying to accomplish.The documentation you provide is critical to the mortgage application and subsequent preapproval. They support your application for a home loan.Once we have your documents, we can verify income and understand the source of the funds needed for closing.Our next step is to pull a Credit Report. Now we have a clear picture of your goals and your financial capabilities.Armed with this information, we will review your home loan application to determine if we can move forward. Then we'll find Lenders with options that suit your desired monthly payment giving you choices.Next, we will submit a request for Preapproval. Once your mortgage is pre-approved, and you have your PreApproval Letter, you can go home shopping!

STEP 4:   GO HOME SHOPPING!

With your PreApproval Letter in-hand, you can go home shopping!

GO HOME SHOPPPING!

If you aren't working with a Realtor, let us know! We know great Real Estate Agents across the country who are experts in your area.We can make an introduction for you or give you their contact information so you can call them yourself. You choose who you'd like to work with and we will work with them to ensure your peace-of-mind and the smoothest transaction possible.

Once you find the home of your dreams and want to make an offer, we'll move quickly for the final Loan Approval, helping you secure the best loan for you and a closing date.We can't wait to tell your real estate agent we are "Cleared to Close!"

Valerie Lynn Booth, NMLS #2702533

GET PREAPPROVED

Hi, I'm Val, your Licensed Loan Originator NMLS #2702533 and mortgage professional at NEXA Lending. I love helping people navigate the home loan and mortgage application process and buy a home. Wherever you are financially or in your home shopping journey, I'll meet you there.I look forward to working with you and helping you make your home dreams come true.If you'd like a call, or information about receiving a free credit report, contact me below.